Retention support
Use milestone-based employer contributions and recognition to reinforce loyalty and give employees another reason to stay.
Workforce strategy
Strengthen benefits, retention, and the employee experience.
Use this path when the business challenge involves attracting and retaining talent, protecting employees from common financial risks, and building a benefits strategy that supports both the workforce and the employer.
GOALL by DREAMS
Growth Only Automated Life & Legacy
GOALL is designed around a simple idea: employer goals and employee wants can be addressed together. The strategy focuses on benefits that may help employers compete for talent while helping employees prepare for market, income, health, legislative, tax, and retirement-related risks.
- Support recruitment and retention with a more compelling benefits story.
- Strengthen employee loyalty and company culture.
- Coordinate protection, retirement, and financial-wellness conversations.
- Look for ways to improve benefit efficiency without treating every employer the same.
Why employers consider GOALL
A workforce strategy built around retention, protection, and long-term value.
GOALL combines employee protection and long-term financial-benefit concepts with an employer-funded Loyalty Match designed to recognize tenure and strengthen retention. The exact structure, policy design, eligibility, employer contribution, and employee participation depend on the employer and the solutions selected.
Employee protection
Depending on the program design, participating employees may have access to permanent life-insurance protection and living-benefit features, subject to policy terms and eligibility.
Portable long-term value
Certain individual policy benefits may continue beyond the current employer relationship, subject to the terms of the issued policy and ongoing requirements.
Administrative support
GOALL materials describe enrollment tracking, milestone monitoring, reporting, and employer notifications as part of the program-support process.
Important: Alan Bush 360 does not make tax, legal, investment, or policy-performance guarantees. Product features, tax treatment, living benefits, cash-value access, costs, and outcomes depend on the specific policy, carrier rules, eligibility, funding, and applicable law.
For employees
A benefit designed to be useful during life, not only at death.
The employee-facing GOALL materials describe a permanent life-insurance-based benefit that may combine death-benefit protection, living-benefit features, and cash-value accumulation. The exact benefits available to any employee depend on underwriting, the issued policy, carrier provisions, and program design.
- Long-term life-insurance protection designed around the individual.
- Potential living-benefit access for qualifying health events, subject to policy terms.
- Cash-value features that may support longer-term financial planning when properly funded and managed.
- Potential portability beyond the current employer relationship, subject to policy requirements.
Primary explainer
Watch the GOALL business benefits presentation.
Start here for the clearest overview of how the GOALL concept connects employer goals with employee protection, loyalty, and long-term planning.
Supporting resources
Review the GOALL brochures at your own pace.
These original GOALL materials provide additional employer and employee context. They are provided for education only; specific policy, tax, benefit, and program details should be confirmed during the formal review process.
Loyalty Match Program
Explains the employer contribution concept, employee classifications, service milestones, administration, and recognition process.
Open employer guide →Your Benefit Guide
Introduces the employee-facing GOALL benefit, including protection, living-benefit concepts, portability, and longer-term financial-planning features.
Open benefit guide →Product Comparison
Provides GOALL's own side-by-side comparison framework. Use it as a discussion aid rather than as a substitute for individualized tax, legal, investment, or insurance advice.
Open comparison sheet →Specific next action
Explore GOALL for your business.
After reviewing the presentation and supporting materials, continue when you are ready to discuss how the GOALL pathway may fit your workforce, benefit, and retention goals.
Free business analysis
Not sure whether GOALL is the right starting point?
DREAMS Score is the free business-needs analysis used across Alan Bush 360 business pathways. It can help identify which business areas deserve attention before you choose a specific solution.
GOALL FAQs
Questions before you continue.
Is GOALL a single insurance product?
No. GOALL is positioned as a broader workforce-benefits and retention strategy. Specific products, benefits, eligibility, costs, and implementation depend on the employer and the solutions used.
Does Alan Bush 360 design or administer the employer plan?
No. Alan Bush 360 provides education and routing. Implementation and provider responsibilities are handled through the applicable DREAMS solution and participating providers.
What if I am not sure what the business needs?
Start with DREAMS Score, the free business analysis, before choosing a specific business solution.