1
Identify the continuity risk
Start with the people, ownership, obligations, and operating risks that could disrupt the business.
Business owners
Keep your business running if you or a key person is suddenly gone.
The death, disability, or departure of an owner or key employee can sink a company, its team, and your family’s income. Business protection plans for that before it happens. It complements, but does not replace, legal, tax, or succession advice.
What to consider
Four questions that reveal your business’s biggest risk.
Your answers show where the business is exposed and which solution to start with.
- Which people, roles, or ownership interests are most important to business continuity?
- What financial obligations or succession questions need a clearer plan?
- How could an unexpected absence affect the business, team, or family?
- Which questions should be coordinated with legal, tax, or operational professionals?
A clear route
Move from the issue to the next logical step.
2
Separate protection from savings opportunities
Business-continuity planning is different from tax-credit, tariff-recovery, and other specialist savings routes.
3
Choose the next business path
Continue into protection planning or explore a specific savings/recovery path only when it matches the business need.
Flagship business pathways
Choose the business challenge you want to solve first.
These are broader workforce and payroll strategies. They are intentionally separated from targeted tax-credit and recovery programs.
Workforce Benefits & Retention
Explore a strategy designed to help employers strengthen recruiting, retention, employee protection, financial wellness, and retirement-related benefits.
Reduce FICA / Payroll Strategy
Explore a Section 125-based pathway designed to improve payroll efficiency while adding health and wellness benefits for participating employees.
Best starting point when you are unsure
Get a free DREAMS Score business analysis.
Use the analysis to identify business needs before choosing a specific solution—or as the follow-up step after any business pathway raises broader questions.
Targeted savings & recovery
Explore a specific opportunity only when it matches the need.
These targeted paths remain separate from the flagship workforce and payroll strategies.
Topic FAQs
Questions about business-protection planning.
Does this page provide legal, tax, or business-operating advice?
No. This page offers general business-protection education. Legal, tax, financial, succession, and operational questions require qualified professional advice.
Can I discuss key-person or continuity concerns?
Yes. Those are examples of topics that can help organize a business-protection conversation.
What if I am not sure which business solution fits?
Start with DREAMS Score. It is the free business-needs analysis used as the diagnostic and follow-up layer across Alan Bush 360 business solutions.