Start with the lowest-cost option you qualify for. Each button opens the application on David Allen Capital’s site, where full terms and cost disclosures are provided before you accept anything.
Most flexibleBusiness line of credit
Revolving credit up to $150,000. Draw what you need, when you need it, and pay only on what you use.
- Up to $150K, reusable as you repay
- Pay only on funds drawn; each draw repaid within up to 1 year
- Fast decision, in as little as 1 hour, with a soft credit pull
- No prepayment penalty
Typically qualifies: 2+ years in business · $20K+/month revenue · 680+ FICO
Lowest ratesPreferred funding
Lump-sum funding with the lowest repayment rates David Allen Capital offers, for established, well-qualified businesses.
- Lowest-rate option for qualified businesses
- Funded within 1 business day of approval
- Early-payoff savings built in
- Fixed payment option available
Typically qualifies: 2+ years in business · $15K+/month revenue · 680+ FICO
Fastest approvalRevenue-based funding
Fast funding based on your sales, for newer businesses or those a bank has turned down.
- $10K to $2M, typically 1 to 2 times monthly revenue
- 5-minute application, funds as soon as the same day
- No collateral; a soft pull is used to match offers
- Daily or weekly payments, typically over 4 to 18 months
Typically qualifies: 4+ months in business · $15K+/month revenue · 550+ FICO
Usually costs more than the two options to the left, so it fits best when those are not available.
All three require a U.S. business checking account. Not quite there yet? Start with the free business analysis to see what to strengthen first.